THE INFLUENCE OF FINANCIAL TECHNOLOGY (FINTECH), FINANCIAL LITERACY, AND INCOME LEVEL ON INVESTMENT DECISIONS OF THE MILLENNIAL GENERATION IN SIDOARJO. Pedagogic Research-Applied Literacy Journal , [S. l.], v. 2, n. 4, p. 548–558, 2025. DOI: 10.70574/914dc487. Disponível em: https://paraplu.sapublisher.com/index.php/paraplu/article/view/110.. Acesso em: 9 feb. 2026.