“SIMPLE FINANCIAL CHECK-UP: DETECTING THE FINANCIAL HEALTH OF MSMEs IN THE SURABAYA SOUVENIR CENTER”. Pedagogic Research-Applied Literacy Journal 2, no. 4 (July 31, 2025): 596–605. Accessed June 5, 2026. https://paraplu.sapublisher.com/index.php/paraplu/article/view/119.