THE INFLUENCE OF FINANCIAL TECHNOLOGY (FINTECH), FINANCIAL LITERACY, AND INCOME LEVEL ON INVESTMENT DECISIONS OF THE MILLENNIAL GENERATION IN SIDOARJO. PARAPLU [Internet]. 2025 Aug. 31 [cited 2026 Feb. 9];2(4):548-5. Available from: https://paraplu.sapublisher.com/index.php/paraplu/article/view/110